Legal Disclosures

Important legal disclosures, regulatory compliance information, and professional standards that govern Our Town Capital's investment services and operations.

Investment Risk Disclosure

All investments involve risk, including the potential for loss of principal. Past performance does not guarantee future results. The value of investments and the income derived from them can go down as well as up, and investors may not get back the full amount invested.

Investment opportunities offered by Our Town Capital are speculative in nature and involve a high degree of risk. These investments are suitable only for sophisticated investors who can afford the loss of their entire investment and who have sufficient knowledge and experience in financial and business matters to evaluate the merits and risks of such investments.

Real estate investments are subject to various risks including, but not limited to, market fluctuations, changes in interest rates, economic conditions, property values, occupancy rates, and the financial condition of tenants. Technology investments may be subject to additional risks including market volatility, regulatory changes, and technological obsolescence.

Regulatory Compliance

Our Town Capital operates in compliance with applicable federal and state securities laws. Investment opportunities are offered only to "accredited investors" as defined in Rule 501 of Regulation D under the Securities Act of 1933, or to "qualified institutional buyers" as defined in Rule 144A under the Securities Act.

Securities offered by Our Town Capital have not been registered with the Securities and Exchange Commission (SEC) or any state securities commission and are being offered in reliance on exemptions from registration. These securities are subject to restrictions on transferability and resale and may not be transferred or resold except as permitted under the Securities Act and applicable state securities laws.

Prospective investors should consult with their tax, legal, and financial advisors before making any investment decision. Our Town Capital does not provide tax, legal, or investment advice, and nothing contained herein should be construed as such advice.

Forward-Looking Statements

This website may contain forward-looking statements regarding Our Town Capital's business, financial condition, results of operations, and prospects. These statements are based on current expectations, estimates, and projections about the industry and markets in which we operate, management's beliefs, and assumptions made by management.

Forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties, and other factors that may cause actual results to differ materially from those expressed or implied by such statements. These factors include, but are not limited to, economic conditions, market volatility, regulatory changes, and competitive pressures.

We undertake no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as required by law.

Regulatory Compliance Framework

Professional Standards

Our Town Capital maintains the highest standards of professional conduct and fiduciary responsibility. We are committed to acting in the best interests of our investors while adhering to all applicable laws, regulations, and industry best practices.

All investment decisions are made based on thorough due diligence, comprehensive market analysis, and rigorous risk assessment. However, no assurance can be given that our investment objectives will be achieved or that investors will receive any return on their investment.

We maintain appropriate insurance coverage, employ qualified investment professionals, and utilize institutional-grade operational procedures to protect investor interests and minimize operational risks.

Fiduciary Responsibility

Our Town Capital operates as a fiduciary and is legally bound to act in the best interests of our investors. We maintain strict policies and procedures to ensure all investment decisions are made with appropriate care, skill, and diligence.

Our fiduciary duties include loyalty, care, and good faith in all dealings with investors. We maintain comprehensive compliance policies, regular audits, and independent oversight to ensure adherence to these standards.

All potential conflicts of interest are identified, disclosed, and managed according to industry best practices and regulatory requirements. We maintain complete transparency with our investors regarding fees, risks, and investment strategies.

Business Conduct

Our Town Capital maintains the highest standards of business conduct and ethics. We comply with all applicable anti-money laundering (AML) regulations, know-your-customer (KYC) requirements, and other financial services regulations.

All employees and associates are required to complete regular compliance training and adhere to our Code of Conduct. We maintain whistleblower protections and encourage reporting of any potential violations or concerns.

Our firm does not engage in any discriminatory practices and maintains equal opportunity policies for all employees and business relationships. We are committed to diversity, equity, and inclusion in all aspects of our operations.

Data Protection & Privacy

Our Town Capital maintains institutional-grade cybersecurity measures to protect investor information and assets. We employ multi-factor authentication, encryption, and regular security audits to ensure data protection.

All investor information is handled in accordance with applicable privacy laws and regulations. We do not share, sell, or distribute personal information to third parties without explicit consent, except as required by law.

Our data retention policies ensure that investor information is maintained only as long as necessary for business and regulatory purposes. We provide investors with access to their information and the ability to request corrections when appropriate.

Limitation of Liability

The information contained on this website is provided for informational purposes only and does not constitute an offer to sell or a solicitation to buy any securities. Any such offer or solicitation will be made only through definitive offering documents and subscription agreements.

While we endeavor to ensure the accuracy and completeness of the information presented, Our Town Capital makes no representations or warranties, express or implied, regarding the accuracy, completeness, or reliability of any information contained herein.

In no event shall Our Town Capital, its affiliates, directors, officers, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use of this website or the information contained herein.

Questions About Our Legal Disclosures?

Our legal and compliance team is available to discuss any aspects of these disclosures or answer questions about our regulatory compliance and professional standards.