Common questions about our investment approach, partnership structure, and how we work with investors.
Our investment philosophy centers on active value creation across multiple asset classes. We believe superior returns come from identifying undervalued opportunities, applying operational expertise, and maintaining disciplined portfolio construction. Our approach emphasizes both capital preservation and growth through diversified exposure to uncorrelated return streams.
Each investment undergoes rigorous due diligence specific to its asset class. For real estate, we analyze market fundamentals, property conditions, and value-add potential. Technology investments are evaluated based on market opportunity, management team, and scalability. Credit investments focus on collateral quality, borrower profile, and risk-adjusted returns. All investments must meet our risk-return criteria and contribute to overall portfolio diversification.
Our target returns vary by asset class but generally aim for market-plus-alpha performance with moderate to aggressive risk profiles. Investment horizons typically range from 3-7 years, though some opportunities may be shorter or longer based on specific circumstances. We focus on risk-adjusted returns rather than absolute returns, emphasizing consistent performance across market cycles.
Our investment opportunities are typically available to accredited investors, qualified institutional investors, and family offices. Due to regulatory requirements and the nature of our investments, we work with sophisticated investors who understand alternative investment risks and have appropriate investment horizons. Each potential partnership is evaluated individually.
Minimum investment requirements vary by opportunity and investor type. For individual opportunities, minimums typically range from $100,000 to $500,000. For comprehensive portfolio exposure across multiple asset classes, minimums may be higher. We work with each investor to structure appropriate participation levels based on their objectives and our current opportunities.
Investments are typically structured through limited partnerships, limited liability companies, or other appropriate vehicles depending on the specific opportunity and investor requirements. All structures are designed to provide appropriate liability protection, tax efficiency, and alignment of interests between Our Town Capital and our investment partners.
We provide quarterly reports to all investors, including portfolio performance, asset updates, market commentary, and outlook. Additionally, we communicate material developments as they occur and hold annual investor meetings to discuss strategy and performance. Our investor portal provides 24/7 access to current statements, reports, and portfolio information.
Our reports include detailed performance metrics, asset-level updates, financial statements, cash flow projections, and market analysis. We also provide transparency into our decision-making process, including rationale for new investments, exits, and strategic changes. All reporting adheres to institutional standards and provides the level of detail sophisticated investors require.
We maintain regular communication through multiple channels including formal reports, investor calls, and direct access to our team. Our investor relations team is available to address questions and provide additional information as needed. We believe transparency and communication are essential to successful long-term partnerships.
Risk management is integrated into every aspect of our investment process. We employ diversification across asset classes, geographies, and investment strategies. Each investment includes specific risk mitigation measures, such as conservative leverage ratios, quality collateral requirements, and active monitoring. Our portfolio construction emphasizes uncorrelated return streams to reduce overall volatility.
Our diversified approach and active management style are designed to provide resilience during market stress. We maintain conservative leverage levels, focus on cash-flowing assets, and have experience managing through multiple market cycles. During downturns, we often find attractive investment opportunities and may adjust our strategy to take advantage of market dislocations.
Capital protection is achieved through multiple layers: rigorous due diligence, conservative underwriting, diversification, active monitoring, and maintaining appropriate liquidity reserves. We also align our interests with investors by investing our own capital alongside partners. While all investments carry risk, our approach emphasizes preservation of capital as a foundation for generating returns.
The process begins with an initial conversation to understand your investment objectives and our current opportunities. This is followed by sharing relevant materials, conducting due diligence on both sides, and structuring an appropriate investment if there is mutual fit. The entire process typically takes 2-4 weeks depending on complexity and investor requirements.
Come prepared to discuss your investment objectives, risk tolerance, time horizon, and any specific preferences or constraints. It's helpful to understand your current portfolio allocation and how alternative investments might fit. We'll share information about our approach, current opportunities, and answer any questions about our strategy and process.
Once terms are agreed upon, the documentation and funding process typically takes 1-2 weeks. This includes completing subscription agreements, providing required documentation for compliance purposes, and funding the investment. We work efficiently to minimize delays while ensuring all legal and regulatory requirements are met.
We're happy to discuss any aspects of our investment approach, partnership structure, or specific opportunities in more detail.